How much does a chiropractor cost?

Get a local price estimate

1. Go to FAIR Health Consumer, a national nonprofit that publishes cost estimates from billions of insurance claims.
2. Search for chiropractic and the code 98940 (spinal manipulation, 1–2 regions), 98941 (3–4 regions) or 98942 (5 regions).
3. Enter your ZIP code to see the typical in-network and out-of-network price.

What insurance usually covers

• Medicare Part B: manual manipulation of the spine to correct a subluxation only (Medicare.gov). Read our Medicare guide.
• Medicaid: chiropractic is an optional benefit, so it depends on your state and plan.
• Private plans: many cover a set number of visits a year, sometimes with a referral. Call your insurer.
• Car accidents: depends on your state's auto insurance system (Insurance Information Institute).

Questions to ask the clinic

• What's the price of the first visit, and what does it include?
• Are X-rays included, and are they needed?
• What's the cash price per follow-up visit?
• Do you require a prepaid package? (You can say no.)

Why prices vary

A visit can include different things at different clinics: an exam, adjustments to one or more regions, soft-tissue work, exercise coaching or modalities like heat and electrical stimulation. New-patient visits usually cost more than follow-ups. Ask what is included before comparing prices.

Cash prices and packages

Some clinics offer a lower cash price than their billed rate, or discounted visit packages. Packages can save money if you will use all the visits, but ask about refunds for unused visits before you pay up front.